The 80s & 90s have been defined as; the decade of growth, the decade of decadence, the decade of greed, etc. but in reality a big part of the 80s & 90s was that they were the decades of debt.

The new century has turned this concept around and at least this year it looks like it is becoming the time of the Saver instead of the time of the Big Spender. A few examples of this are :

A big problem that our country faces is that historically we have been way behind other countries in what we save.

Savings allows capital to be built up, that can be loaned to businesses which increases production and makes more jobs. Savings is very good for the individual and the country. In addition, much talk has been made about the need for a balanced budget. The most amazing and exciting thing of all the talk is that everyone has recognized that there is a real problem. Recognizing the problem is half the battle of solving the problem!